Welcome to our monthly housing market update for Connecticut homebuyers! Nationally, the housing market is shifting toward buyers, with nearly 500,000 more sellers than buyers as of April 2025, according to Redfin. Experts even predict a 1% price drop by the end of the year. But here in Connecticut, things are different—and more competitive. Home […]

In today’s housing market, buyers are gaining an edge. According to a recent Redfin report, as of April 2025, there are nearly 500,000 more sellers than buyers in the U.S., marking the largest seller surplus since 2013. This shift has created a buyer’s market in many areas, with 31 of the top 50 U.S. metros

Start Your Homebuying Journey with Joint Path Mortgage If you’re a Connecticut first-time homebuyer in 2025, owning a home in places like Hartford, New Haven, or Stamford just got easier with Joint Path Mortgage! As of May 18, 2025, the Federal Housing Finance Agency (FHFA) updated Connecticut’s Area Median Income (AMI) limits, and they’ve gone

Introduction As a first-time home buyer, you’re likely navigating a maze of financial advice, and Dave Ramsey’s voice stands out. The personal finance guru passionately advocates for a 15-year mortgage, arguing it’s the fastest path to a debt-free home. But is this one-size-fits-all advice right for you? In this guide, we’ll break down why Ramsey

Buying your first home is a milestone, but myths first-time homebuyers believe can make the process feel overwhelming. At Joint Path Mortgage, we’ve helped countless first-time buyers in [Your City/State] navigate the homebuying journey, separating fact from fiction. In this 2025 guide, we debunk five common misconceptions that could hold you back from homeownership. From

As a first-time homebuyer, stepping into the world of mortgages can feel like learning a new language. One of the most important terms you’ll encounter is your mortgage interest rate—the percentage that determines how much extra you’ll pay on top of the loan amount. This rate can make a big difference in your monthly payments

Introduction At Joint Path Mortgage, we’re committed to helping you navigate the complex world of home financing with confidence. Whether you’re buying your first home, refinancing to save money, or investing in property, understanding your mortgage options, including home loan alternatives, is the first step toward achieving your goals. That’s why we’ve created this Mortgage

In a recent Bloomberg article titled “Millions of Americans Blocked From Accessing Their Home Equity,” the spotlight shines on a growing challenge for homeowners across the U.S. Rising interest rates, lingering pandemic-related financial disruptions, and increasing debt levels have made it tougher for many to tap into the wealth tied up in their homes. While