Privacy Policy Page
Joint Path Mortgage LLC Privacy Policy
Last Updated: April 07, 2025
At Joint Path Mortgage LLC, we value your trust and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard your data when you visit our website (jointpathmortgage.com), contact us, or use our mortgage broker services. We comply with applicable federal and state laws, including the Gramm-Leach-Bliley Act (GLBA).
Information We Collect
We may collect the following types of information:
- Personal Information: Name, address, phone number, email address, Social Security number, date of birth, and other identifiers you provide when applying for a mortgage or contacting us.
- Financial Information: Income, employment details, credit history, bank account information, and other data needed to process your mortgage application.
- Website Usage Information: IP address, browser type, pages visited, and other data collected through cookies or similar technologies (see our Cookie Policy below).
How We Collect Information
- Directly from you via forms on our website, phone calls, emails, or in-person interactions.
- From third parties, such as credit bureaus, lenders, or public records, to evaluate your mortgage eligibility.
- Automatically through our website when you browse or interact with it.
How We Use Your Information
We use your information to:
- Provide mortgage broker services, including connecting you with lenders and processing loan applications.
- Respond to your inquiries and provide customer support.
- Comply with legal and regulatory requirements.
- Improve our website and services (e.g., analyzing usage trends).
- Communicate with you about mortgage options, updates, or promotions (with your consent where required).
How We Share Your Information
We may share your information with:
- Lenders: To arrange mortgage loans on your behalf as a mortgage broker.
- Service Providers: Third parties that assist us with credit checks, data storage, or website hosting, under strict confidentiality agreements.
- Regulators: As required by law or to respond to legal processes (e.g., subpoenas).
- Other Parties: With your consent or as permitted by law (e.g., fraud prevention).
We do not sell your personal information to third parties for marketing purposes.
How We Protect Your Information
We use industry-standard security measures, such as encryption, secure servers, and access controls, to protect your data from unauthorized access, loss, or misuse. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
Your Choices and Rights
- Opt-Out: You may opt out of certain data sharing (e.g., with non-affiliated third parties for marketing) by contacting us at [insert email/phone]. Note that we may still share information as required to provide our services or comply with law.
- Access and Updates: You may request to review or update your personal information by contacting us.
- Cookies: You can manage cookie preferences through your browser settings.
Cookie Policy
Our website uses cookies to enhance your experience, track usage, and improve functionality. You can disable cookies in your browser, but this may limit some website features.
Children’s Privacy
Our services are not directed to individuals under 18. We do not knowingly collect information from children.
Contact Us
For questions about this Privacy Policy or to exercise your rights, contact us at:
- Joint Path Mortgage LLC
- [Insert Physical Address]
- Phone: [Insert Phone Number]
- Email: [Insert Email Address]
Changes to This Policy
We may update this Privacy Policy periodically. Changes will be posted here with an updated “Last Updated” date.